Terms of Use

Important Legal Information

Please read these terms and conditions carefully. By accessing this Website and the materials and information contained herein, you acknowledge that you have read, understand, accept and agree to be bound by the terms and conditions of use that follow. If you do not agree to these terms and conditions, please do not access this Website or any pages thereof (hereinafter referred to as the “Site”).

Use of Content

The content of this Site is available for informational purposes only. The posting of content and access to this Site does not constitute, either explicitly or implicitly, any provision of services or products by Allianz SE and the Allianz group of companies (henceforward: Allianz Group). Information concerning financial products or services (including insurance, asset management and banking) is only available from the relevant Allianz Group companies.

No Offer

The information herein does not contain any investment advice, recommendation, assessment, opinion, or valuation. Nothing herein should be considered an offer to sell, or solicitation of an offer to buy, any security or other product or as advice on investment, legal, tax or other matters. The information herein is provided for educational purposes only and is not tailored to your financial circumstances. Nor is the information intended to identify, promote or endorse any particular security, product, investment or service. Please see a qualified representative if you have questions as to which products or services might be appropriate for you.

No Duty to Update

Although the Allianz Group has taken reasonable care to ensure that the information contained within this Site is accurate, no representation or warranty (including liability towards third parties), expressed or implied, is made as to its accuracy, reliability or completeness.

Copyright and Trademarks

The content of this Site is the property of the Allianz Group or associated third parties and is protected by applicable copyright law with all rights reserved. All rights in the pages, site content and arrangement are owned by the Allianz Group or associated third parties and their licensors. You agree not to sell, distribute, publish, broadcast, circulate or commercially exploit Site information in any manner without the express written consent of Allianz Group. Any downloading or otherwise copying from this Site will not transfer title to any software or material to you. You may not reproduce (in whole or part), transmit (by electronic means or otherwise), modify, display, redeliver, license, link or otherwise use this Site for any public or commercial purpose without the prior permission of Allianz Group. Nothing at this Site shall be construed as granting a license or right to use any image, trademark, service mark or logo, which is the property of Allianz Group or associated third parties. Allianz Group and such associated third parties reserve all rights with respect to its and their proprietary information or material at this Site and will enforce such rights to the full extent of applicable copyright and trademark law.

No Warranty

All content of this Site including, but not limited to, graphics, text and hyperlinks or references to other sites, is subject to alteration without prior notice and is provided "as is" and without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or other harmful components. We do not warrant the adequacy, accuracy, reliability or completeness of any information on this Site and expressly disclaim any liability for errors or omissions therein. You are responsible for evaluating the adequacy, accuracy, reliability and completeness of any information or the content available on the Site. We further assume no responsibility for, and make no warranties that, functions contained on this Site will be uninterrupted or error-free, that defects will be corrected, or that this Site or the servers that make it available will be free of viruses or other harmful components.

Liability Waiver

We expressly disclaim any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your accessing or using or inability to access or use the Site or reliance on its content, or any failure of performance, interruption, defect, delay in transmission, computer viruses or other harmful components, or line or system failure associated with the Site, regardless of our knowledge thereof. The same is true of any content appearing on any of the Allianz Group companies' Websites.

Hyperlinked and Referenced Websites

Certain hyperlinks or referenced Websites on the Site may for your convenience forward you to third parties' Websites, which generally are recognized by their top-level domain names. Their content has not been investigated or analyzed by us, and we do not warrant the adequacy, accuracy, reliability or completeness of any information on hyperlinked or referenced Websites and expressly disclaim any liability for any and all of their content. You are responsible for evaluating the adequacy, accuracy or reliability and completeness of any information or other content available on hyperlinked or referenced Websites. A hyperlink to another site is meant for convenience only and does not imply that the Allianz Group endorses or approves of the site or any products or services that it describes. Your access to and use of any other Internet sites hyperlinked to or from the Site is at your own risk, and the Allianz Group assumes no obligation or liability in connection therewith. The Allianz Group reserves the right to terminate any hyperlink or hyperlinking program at any time.

By accessing this Site, you also agree to abide by the proprietary guidelines applicable to any Website accessed or hyperlinked through the Site.

Local Legal Restrictions

The Site is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the Site is prohibited. Persons in respect of whom such prohibitions apply must not access the Site.

Reservation of Rights

We reserve the right to change, modify, add to, or remove portions of these terms of use at any time.

Jurisdiction, Severability

Any action arising out of these terms or this Website shall be litigated in, and only in, courts located in Munich, Germany, and you agree to submit to the exclusive jurisdiction of those courts and further agree that they are a convenient forum for you.

In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes close to the intention underlying the unenforceable provision.